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Who are Special Risk Clients? Special risk clients are people who require life or health cover but may find difficulty in obtaining it by virtue of the size of the cover needed, a current or previous medical condition, or because they may pursue a hazardous pastime or occupation. |
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TIG can help to arrange bespoke cover for a wide range of non-standard circumstances or conditions. Recently we have been able to arrange cover for people working as contractors in Iraq |
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Life Assurance can also be arranged for a number of other circumstances including: Family protection, employee benefits, ‘keyman’ cover, shareholder protection, mortgage applications and Bank Loans. |
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| Employees working in politically unstable areas For example: Cover for individuals and groups combining a life policy covering death from natural causes and a personal accident policy offering cover for death or loss of a limb resulting from an act of war or terrorism Hazardous Pursuits Such as aerobatic pilots, skydivers and motor sports enthusiasts. Confidential Cover For example: Cover for a divorcée to safeguard maintenance payments in the event of the death of an ex-partner. Foreign Nationals employed by companies Inheritance Tax Planning |
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