HIV Insurance

If you are HIV Positive and require life cover / insurance it is possible to obtain competitive terms subject to full medical disclosure and medical underwriting.

At The Insurance Helpline we can assist with the application process from start to finish. Simply leave your details by clicking the Positively Insured button opposite and we’ll do the rest.

Alternatively, if you would prefer insurance cover without medical investigation we can offer the standard contract below.

‘Positively Insured’ is 10 year term life insurance plan with a fixed £10,000 sum assured insurance contract underwritten at Lloyds of London. It is only available to UK residents.

It is specifically designed to provide life cover for those diagnosed with HIV without the need for medical underwriting.

Premiums start from as little as £5 per month.

The Insurance Helpline - HIV Insurance

What is its aim?

To help protect your dependants against financial problems in the event of your death during the period of the policy by paying a guaranteed basic lump sum of £10,000 should you die within the term of the contract.

If you are HIV Positive and you wish to apply for a £10,000 Positively Insured Life Contract it may be possible to cover you without medical underwriting.
We will need some specific information about you including your Viral Load and CD4 count to enable our underwriters to reach a swift decision.

For every Positively Insured policy we write TIG will donate at least £5* to an AIDS charity of your choice on your behalf, to continue their work with people affected by HIV and AIDS.

To apply, please click below to complete the application form.

The Insurance Helpline - AIDS Charity Application

Alternatively you can download a printable version of the form in PDF format and return to us at

FREEPOST RLUR-CTCC-SUEY
Totally Insured Group Ltd
4a Abbey Walk
Church Street
Romsey
Hampshire
SO51 8JQ

The Insurance Helpline - Bullet

Positively Insured Key Features.pdf

The Insurance Helpline - Bullet

Positively Insured Proposal Form.pdf