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Epilepsy Insurance People with epilepsy can find it hard to obtain insurance and may face increased premiums from their existing insurance provider when diagnosed with epilepsy. They may also face insurance related problems in the work place if their employer does not know they have epilepsy. By law, your employer takes out insurance against injury and disease that might affect you at work. This insurance should cover you as long as they take your epilepsy into account when allocating work to you. If your employer does not know about your epilepsy, they will not be able to do this, so you may not be covered by their insurance if you had an accident at work. Note that employers cannot refuse you a job simply because you have epilepsy, unless they have very good reasons for doing so. The Insurance Helpline can help people living with epilepsy to obtain a wide variety of insurance including Mortgage protection insurance, Life assurance and sports and travel insurance. |
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About Epilepsy Epilepsy is currently defined as a tendency to have recurrent fits (seizures). An epileptic seizure is caused by a sudden burst of excess electrical activity in the brain, causing a temporary disruption in the normal message passing between brain cells. This disruption results in the brain’s messages becoming halted or mixed up. There are many different types of epileptic seizure and each person will experience epilepsy in a way that is unique to them – for example some people were affected by the 2012 London Olympics animated promotional footage. Because epilepsy is currently defined as the tendency to have recurrent seizures, it is usual not to be diagnosed with epilepsy after only one seizure. In the UK around one in 20 people will have a single seizure at some point in their life, whereas one in 131 people have epilepsy. At the moment, there is no cure for epilepsy. However, with the right type and dosage of anti-epileptic medication, about 70 per cent of people with epilepsy could have their seizures completely controlled. More information about epilepsy can be found at the Epilepsy Action website |
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