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Insurance for Recovering Addicts Recovering alcoholics face problems in applying for insurance, as insurers may be unwilling to insure a person who they consider high risk. On one hand, someone with a clinical diagnosis of alcohol dependence or who is an admitted alcoholic has an increased risk of mortality for which insurers charge higher premiums. On the other hand, an alcoholic in treatment, is taking steps to improve his condition. Each year of recovery without relapses, complications or other related illnesses, will normally make a recovering alcoholic eligible for better life insurance prices, but insurers differ in how they put this into practice. While one insurer might wait four years before offering a recovering alcoholic any kind of life insurance, another might only need to see that an applicant had been dry for two years with good support - such as Alcoholics Anonymous - with a stable and stress-free life before offering a policy. The Insurance Helpline can help with all forms of insurance (life insurance, sports and travel insurance) for recovering drug and alcoholics contact us for a confidential discussion. |
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Alcoholism and Drug Addiction Alcoholism is one of the oldest problems in Man’s history. Only recently have we begun to benefit from new approaches to the problem. Doctors today, for example, know a great deal more about alcoholism than their predecessors did only two generations ago. They are beginning to define the problem and study it in detail. Drug addicts face similar issues and problems as alcoholics. For help with Alcoholism Alcoholics Anonymous
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