High-risk holidays: ‘Prevention better than cure’

Winter sports fans have been warned to get fit to avoid insurance difficulties after they hit the slopes.

According to the latest research from Halifax Travel Insurance, more than a third of the UK’s winter adventure-seekers were "woefully out of shape" for last year’s trips.

"We process a significant number of claims each year from skiers and boarders that have been forced to cut their winter holiday short as a result of an injury," explained Paul Birkhead, senior manager of pricing and underwriting for Halifax Travel Insurance.

"Clearly prevention is better than the cure, and a few months of pre-holiday training can help you to cope with the strain of winter sports, as well as to build up your stamina," he continued.

Those polled by the insurer who had injured themselves through a lack of fitness lost an average of four days away from the slopes to look after their injuries.

Insurance experts recommend that people with high-risk jobs or hobbies thoroughly explore their cover options.

A large proportion of adventure enthusiasts recently admitted that they make up cover on credit cards or home insurance deals.

The Insurance Helpline specialises in obtaining cover for people with high risk jobs or hobbiesADNFCR-1154-ID-18364178-ADNFCR

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