People with medical conditions should ’shop around’ for cover
People with pre-existing medical conditions ought to talk to specialist insurers when looking for the best travel insurance deal, it has been claimed.
According to the Association of British Insurers (ABI), travellers who have been diagnosed with cancer often find it difficult to find cover as the average high street policy is designed as "one size fits all".
"It doesn’t provide cover for people with pre-existing medical conditions, so it excludes them from medical cover," confirmed the ABI’s Kelly Ostler.
"When you have extra needs, be it a pre-existing medical condition such as cancer, or you are going on a winter sports holiday then you need to look at a different policy," she continued.
"There are plenty of specialist insurers out there, so it is a case of going to one of those, and shopping around."
In June 2006, research carried out by the charity Cancerbackup found that 70 per cent of sufferers who tried to find travel insurance found the experience distressing, while 90 per cent found it difficult or impossible to find cover at all.
The Insurance Helpline specialises in obtaining cover for people living with medical conditions
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